Cosmetologist Insurance

“Hair and skin and nails, oh my!”

Hairdresser or barber, who likely has cosmetologist insurance, wearing a paint-splattered apron puts product in client’s hair. Featuring WellnessPro Insurance logo and swirly background of pink, yellow, and green.

Your top priority is making sure your clients look and feel their best—after all, they’re a traveling billboard displaying your work.

Our top priority at WellnessPro is making sure our clients know you’re protected from claims—because, again, you’re our traveling billboards. 

Are you shopping for cosmetology liability insurance? You probably have some questions. You might be wondering:

  • What is the purpose of liability insurance in cosmetology? 
  • How does insurance for cosmetologists help?
  • What does the best cosmetology insurance cover? 
  • What insurance is needed for beauty?

Keep reading to find the answers. (Or, if you’re ready to get started, click the button below to get coverage now.)

Cosmetology Liability Insurance: Your Questions, Answered

What is the purpose of liability insurance in cosmetology?

How does cosmetologist insurance help?

Cosmetologists are beauty jacks of all trades. Whether you’re performing your magic on hair, skin, or nails, there’s almost nothing beauty you can’t do.

Even so, you can’t do everything—like defend yourself in a lawsuit. 

That’s why experts in your field get cosmetologist insurance. If a client is unhappy with your services, if they accuse you of injuring them, or if a fire damages the property you rent, you could face a lawsuit. 

Insurance for cosmetologists is designed to minimize lawsuit costs, provide top-tier defense, and secure peace of mind. 

Otherwise, you’re left to pay out of pocket, which can be a huge burden for small businesses like yours.

Icon of lipstick, mascara brush, and a compact mirror, as a beauty professional, beautician, or cosmetologist would use.

What does the best cosmetology insurance cover?

What insurance is needed for beauty?

Cosmetology liability insurance  protects you, your business, and your customers.

At WellnessPro, our cosmetology professional liability insurance (a.k.a. cosmetology malpractice insurance) and general liability insurance are twofold. 

Together, they provide financial coverage for injuries, damages, or negligence you’re accused of causing through your work. Plus, you also get protection from:

  • Fire damages.
  • Personal and advertising injuries.
  • Medical expenses.
Black and white icon of a makeup brush on someone's face. Insurance for cosmetologists is crucial in case makeup or hair appointments go wrong.

Easy Claims Reporting

Lawsuits happen in cosmetology. For example, your client could:

  • Slip while exiting your pedicure chair and require medical attention.
  • Overhear you and an employee talking, accuse you of gossiping, and threaten to sue for slander.
  • Blame you for “ruining” or overprocessing their hair days before their wedding.

Our cosmetologist insurance covers scenarios exactly like these. And, luckily, reporting claims is a breeze with WellnessPro.

If you’re currently insured with us, take advantage of our cosmetology insurance and provide notice of claims ASAP. 

A member of our team will get in touch to ask a few questions and launch your defense plan. From here, take a breather—we’ve got it handled.

Icon of haircutting scissors or shears, like those used by hairstylists and barbers with insurance.

Get low-cost, high-value cosmetology insurance.

You’ve invested time, money, and love into your cosmetology career. You’ve trained. You’ve mastered your art. You adore your clients. 

Don’t let your hard-earned business grow without a financial buffer against unforeseen claims. Instead, save and safeguard yourself with WellnessPro.

Apply for cosmetology liability insurance online to get same-day proof of insurance. It’s the easiest step you can take for the wellness of your beauty and wellness business.

Click the button to get started. 

200+ Disciplines Covered

Under One Policy.

 

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